Drug or alcohol addiction is a disease that can tear families apart and ruin people’s lives. Specialized substance abuse treatment at a rehab facility is the ideal way to start your journey to addiction recovery and a brighter future. Now you’ve decided to start a rehab program, finding out the costs is probably one of your main priorities. Luckily, insurance benefits can cover a portion of the charges, provided the rehab center or treatment facility you choose is included in your plan.
Beacon serves more than 40 million people across the United States, specifically focusing on behavioral health, including substance use disorders, mental health issues, specialty programs for people with autism, and an employee assistance program.
The Affordable Care Act of 2010 made it compulsory for health insurance companies to include essential health services and had mental health and drug addiction in its definitions. Beacon emerged in 2014 as an addiction and mental health specialist, with various plans to suit people’s varying budgets. If you’re a member of Beacon, it’ll likely cover some of your costs for inpatient or outpatient treatment options.
Beacon plans tend to offer Beacon drug rehab coverage and Beacon alcohol rehab coverage in both an inpatient and outpatient setting. The insurance coverage and details of what you’re entitled to depend on your chosen plan. Plan holders generally need to contribute co-pays for specific services and must be paid upfront. Additionally, you’ll need to meet the appropriate deductible amount, the total paid for all services, before your insurance provider starts contributing.
A wide range of inpatient clinics is covered under a Beacon plan, although the amount you’re entitled to vary depending on the monthly plan. The policy usually includes inpatient programs, but you’ll need to pay co-pays before Beacon starts helping. Some of the costs that might be included under Beacon addiction treatment coverage include:
In many cases, you’ll need to go through detox before beginning treatment services to get the best chance for success. Once you’ve been through the detox process, your body and mind are ready for rehabilitation. Beacon understands that this is essential to most people’s recovery journey and provides coverage at qualifying addiction treatment clinics.
Beacon generally requires addiction treatment centers to be in-network, with out-of-network services paid for out of pocket. Sometimes, you might have a plan that includes a partnership with another insurance provider, in which case you’ll also have coverage for the clinics that are in-network with the partner.
If you are in an emergency or receive out-of-network services unknowingly, you’re protected by Beacon. Even if you are in-network, remember that you’ll still be liable for co-pays and deductibles.
At Northridge Detox, we want to make your life as easy as possible so you can focus on getting better. Enter your details into our online form, and our team will do the legwork to determine if your insurance plan covers treatment with us. Don’t worry — we’ll keep all of your personal information safe and secure.